Fun ways and tips and tricks to save money in 2023.

We are all feeling the pinch at the moment so what are some of the best ways to save money.

The first part of the blog are practical tips to save money from credible sources such as Money Magazineand Forbes

BUT  if you want to skip straight to the fun part - scroll down!    

1) Budgeting - track your income and expenses to understand where all the money goes  ( in my case it is to Dan Murphy) 

2) Cut unnecessary expenses.  Do you really need that second pair or shoes or sparkly dildo?

3) Set realistic savings goals  ( for example I want to save $2 million in 3 months to buy a summer beach house in Palm Cove)

4) Pay yourself first (save a portion of your income as soon as you get paid) 

5) Automate savings -set up automatic direct debit and transfers to your savings account. 

6) Use coupons and discounts whenever you can when shopping. 

7) Cook at home.. eating out at restaurants is fun but costly. Rice and one minute noodles is cheaper even if it does sap your will to live.

8)Avoid impulse buys and purchases ( see note above about the sparkly dildo)  and compare prices, one dildo may be a lot cheaaper than the other. 

10) Build an emergency fund - save at least 3-6 mths worth of living expenses.. (easier said than fucking done!) 

11) Reduce debt - pay off the high interest debts first. 

12) Invest wisely, limit subscriptions, buy second hand, DIY repairs, avoid bank fees, negotiate lower rates where possible for utilities blah de blah de blah.

OK SO NOW ON TO THE FUN PART...   We asked our inappropriate followers for some fun ideas on how to save money and here are our favourite ways.

1) SHARE PURCHASES WITH A FRIEND.  ( Maybe not your new sparkly dildo!) 

 2) Halloween money saving tip.

3) Don't have kids... wear a condom or take your pill or swallow.

4) Limit the people you buy gifts for

5) Pretend you are on holiday by taking awesome pics to make your friends jealous but actually stay home and save the money.

6) No need to buy new shoes, just use spray paint. 

7) Recycling is always a good idea,  this is a fun and cheap #PINATA for the kids... 

8) 

9)  Pasta Saver